FREE Publication: How to Ask for a Pay Raise Please answer the following question to gain access to your FREE downloadable publication "How to Ask for a Pay Raise". How does IDAPP fulfill its goal to help people gain access to higher education? A) IDAPP offers a borrower benefit program that saves students and families over $2.1 million in interest annually. B) IDAPP offers students and families IDEAL alternative loans, Federal Stafford and Federal PLUS loans. These loans provide the necessary resources to make the dream of attending college / university a reality for many families. C) idapp.com offers students and their families detailed online information on our loan products and services. Borrowers can review repayment information, loan consolidation, online loan applications, repayment calculators, downloadable forms and much more. D) All of the above.